Why are we broke?

I think most of us have asked, "where is all my money going" or "why are we broke?" I use to ask this of myself all the time. usually on Monday after a fun careless weekend of spending. The cure for this is as simple as a budget! Yes that word budget is something I resisted for a long time. I have to say If I had to choose one factor for me and my family paying off our debt it would definitely be due to writing out a budget and sticking to it. With a budget I know exactly where all our money is going. Good or Bad we know where its going and knowing is everything! With a budget you give a job to every dollar coming in. Your budget is yours, so if you want to spend $400.00 a week on eating out, put it in the budget. If that's to much, budget in a number that works for you and stick to it. We work to hard for our money not to take care of it. With a budget you will realize it will feel like you gave yourself a raise and you will be taking care of the things that truly matter.

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